Sacramento Tower Bridge at twilight

Protecting What Powers Tomorrow.

Nationally recognized insurance advisor specializing in renewable energy, cannabis, and construction. 25+ years helping businesses navigate complex risk.

Doug Esposito, professional headshot in navy blazer against black background
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Hot 100 Insurance Professional 25+ Years Experience Sacramento, CA
Aerial view of solar farm grid with blue panels and white inverter stations
Renewable Energy
Multi-story building under construction with yellow crane against blue sky
Construction
Industrial battery storage containers in solar field at golden sunrise
Energy Storage

Specialized Expertise

Deep knowledge in industries most brokers won't touch.

Renewable Energy & Clean Tech

Solar, battery storage, fuel cells, microgrids, hydrogen. Coverage for manufacturers, developers, integrators, and EPCs including Power Purchase Agreements and performance guarantees.

Cannabis & Hemp

Comprehensive coverage for cultivators, extractors, distributors, and dispensaries. Deep regulatory knowledge from over 15 years in the space—since before legalization.

Construction

Developers, general contractors, and specialty trades across California. Solar installers, HVAC, plumbing, roofing, and general engineering.

Captives & Alternative Risk

831(b) micro captives and self-insured groups. Sophisticated structures for companies ready to take control of their insurance costs.

Insurance as Partnership

Doug Esposito has spent over 25 years in the insurance industry with a simple philosophy: treat every client's business as if it were his own.

His career began after leadership roles with a San Francisco general contractor—giving him firsthand understanding of the industries he now serves. He joined Owen-Dunn Insurance Services in 2002, building their energy, construction, and cannabis practices from the ground up. When Owen-Dunn joined AssuredPartners in 2017 (now part of Gallagher), Doug continued leading these specialized divisions with the resources of one of the nation's largest brokerages.

Before insurance, Doug worked as a "Bookman" for the Southwestern Company, selling educational books door-to-door across Arkansas, Southern Illinois, and Missouri—an experience that instilled the work ethic and people skills that define his approach today.

"I treat every client's business as if it were my own."
Construction blueprints with yellow hard hat and tape measure on wooden table

"Deep expertise in the industries that matter most to your business."

Doug Esposito

Recognition & Leadership

Industry Recognition

  • "Hot 100" — Insurance Business America, 2019
  • Speaking: CA Dept of Insurance Cannabis Hearing, CCIA Policy Conference, Cannabis Cover Masterclass
  • Publications: NCIA, AssuredPartners, Marijuana Business Daily, Ganjapreneur Podcast

Professional Leadership

  • CCIA — Co-Chair, Risk Management Committee
  • NCIA — Insurance Committee Member
  • SEIA — Member
  • CALSSA — 10+ Year Member
  • CFMA — Sacramento Board Member
Sacramento Tower Bridge

Let's Protect What You've Built

Whether you're in renewable energy, cannabis, or construction—I'd welcome the opportunity to discuss your coverage.